Congratulations on your exciting new venture of buying your first home.

With so much do at this time and so many complex options on the market it is often beneficial to seek professional impartial advice when putting a mortgage in place for your new home. At John Ferguson Mortgages LLP we will ensure you have informed and professional advice on which is the correct mortgage deal for you. We will guide you through what can very often be an extremely complex and difficult process from choosing correct mortgage for you, getting the mortgage agreed in principle, and finally purchasing the home of your dreams. Your advisor will deal direct with the solicitors*, surveyors and lenders throughout, taking away the majority of the stresses and strains allowing you to enjoy the experience.

It can be particularly stressful if you are selling your current property, buying a new one, and need your sale and your purchase to synchronise. At John Ferguson Mortgages LLP we will liaise with your solicitors*, surveyors, and estate agents as required and do everything possible to ensure the whole event runs as smoothly as possible…

You may wish to remortgage your property to release equity for home improvements, buying a car, consolidate existing debt, raise monies to purchase a second home or to help your children to buy their own home. Or it could be the time period of your current loan is about to expire and you would like us to see if any savings could be made by searching the current market on your behalf.

Please be aware that by consolidating debts you will pay back more over the longer term.

Think carefully before securing other debts against your home.

Your personal circumstances will dictate what is the best buy to let mortgage for you. Our experienced mortgage advisor will advise on buy to let mortgages for the accidental landlord right through to the professional, portfolio, buy to let landlord.

Are you setting up in business? If so you may need a Commercial Mortgage, you may be starting on venture as an hotelier, setting up as bed and breakfast or opening a shop. Working together with your mortgage advisor will help you get into a good position to make the case for a commercial mortgage.

At John Ferguson Mortgages LLP, we can act as introducers only for Commercial mortgages. The Financial Conduct Authority does not regulate some forms of commercial mortgages.

Having a good knowledge of the local area you are looking to build your house is as equally important as having great working relationships with the local builders as is absolutely paramount that you are aware of all the options available – at John Ferguson’s Mortgages LLP we have both.

Using the local knowledge we have gathered over the last 25 years we will provide you with informed impartial advice helping you make those all important decisions and guide you through the whole process to ensure the build of your dream home is as enjoyable as it should be.

It is very wise to give serious attention to insurance cover for the main family earners just in case the unforeseeable occurs. There are many varied options available for protection, Whatever your Insurance needs may be John Ferguson will be able to assist you, both in terms of speed, the introduction to quality Insurers, with comprehensive Insurance cover and most importantly to you, the most competitive Insurance quotes around!

For protection insurance we offer products from a range of providers.

We charge a fee of £200 on completion of a mortgage. For any repeat business there will be no cost.

‘Contact us today and discover what our impartial mortgage advice can do for you’…

* The Financial Conduct Authority does not regulate solicitors or surveyors.